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14 YEARS OF EXPERIENCE

HIGHLY QUALIFIED

CHARTERED FINANCIAL ANALYST

FINANCIAL RISK MANAGER

CQF

ONE TO ONE COUNSELLING 

SPECIAL INDIVIDUAL SPREADSHEET FOR ANALYSIS

PERIODIC REBALANCING 

Lets Make Investment boring

WELCOME

Together We Plan for Your Golden Years

EXPERT IN RETIREMENT PLANNING 

PRECISE GOAL SETTING 

LONG TERM FINANCIAL PLANNING

STATE OF ART RISK MANAGEMENT 

LOW COST DIRECT MUTUAL FUNDS

"Redefining Excitement: Embrace the Boredom of Smart Investing!"

PORTFOLIO DIVERSIFICATION

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Happy Tortoise
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Happy Tortoise

Services

"Discover the Quiet Confidence of Stable Investments."

Client Testimonials 

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I had the pleasure of working with Hrushikesh Kale, CFA, from Pranamya Financial Services for my retirement planning needs, and I cannot speak highly enough of the exceptional service and expertise I received throughout the process.

Netaji Fegade, 

Offering Development Manager

Accenture.·

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