SEBI Registered Fee-Only Investment Advisor in Nagpur

One of the few investment advisers to hold the CFA, FRM and CQF

Pranamya Financial Services is a SEBI registered investment adviser (Reg. No. INA000013800) based in Nagpur, working on a strictly fee-only basis. We earn only from the advice fee you pay us — never from commissions on the products you buy — so our guidance stays aligned with your interests. The firm is led by Hrushikesh Kale, one of the few advisers in Nagpur to hold the CFA, FRM and CQF qualifications together. We help families and professionals across Nagpur plan their investments, retirement and long-term wealth with clear, conflict-free advice.

Most financial advisors use the same cookie-cutter approach.

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What Makes Pranamya Different?

Qualification Depth

CFA (Chartered Financial Analyst)

FRM (Financial Risk Manager)

CQF (Certified in Quantitative Finance)

India's only advisors with this triple certification

01.

Technology Edge

Advanced risk profiling algorithms — know your true comfort with risk

Machine learning portfolio optimization — portfolios optimized with smart data

Real-time market risk monitoring — we track market risk in real time

02.

Client-First Approach

No product commissions (Fee-only RIA)

Transparent pricing

Conflicts-free advice

03.

Our Services

How We Help You Build Wealth

View all Services

Wealth Management

Grow your wealth with a data-driven, personalized portfolio.

Retirement Planning

Plan a secure retirement in Nagpur with clear, realistic projections.

Risk Profiling

Know exactly how much investment risk is right for you.

Goal-Based Planning

A clear financial roadmap for your family's biggest goals.

Ready to Experience Research Backed Wealth Management?

Path a (High Intent)

Book Your Free 30-Minute Portfolio Review

No Obligation. No sales pitch.
Just expert analysis

Path B (Low Intent)

Download Our Free Guide: The HNI's Guide to Risk-Adjusted Returns Portfolio Review

Discovery

We start by understanding your financial goals, risk tolerance, and current portfolio through a structured discovery conversation.

Assessment

Your risk profile and existing holdings are quantitatively evaluated using our proprietary analytics and modeling.

Pranamya Financial Services decorative graphic

Strategy

We design a customized, research-backed asset allocation and financial plan aligned to your goals and time horizon.

Implementation

Your portfolio is constructed and executed under a transparent, fee-only advisory structure with no product commissions.

Partnership

We provide ongoing monitoring, rebalancing, and periodic reviews to keep your plan aligned as your life and markets evolve.

Pranamya took the time to understand my financial goals and risk tolerance before recommending investment plans. Their research-driven and client- centered approach demystified mutual funds, insurance, and long-term strategies. With clear explanations and ongoing review, I feel confident taking control of my financial future.

Saurabh Sharma

Manager Development Manager at

EXXONMOBIL

What Clients Say About us

Achieving Financial Goals Together

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Frequently Asked Questions

Answers About Our Financial Planning & Investment Advisory Services

How can financial consulting help my business/personal finances?

They assist in risk management, tax optimization, and debt restructuring to improve financial stability. Mergers, acquisitions, and expansion strategies benefit from expert financial insights.

What is the process for working with your firm?

Our experts conduct a comprehensive financial analysis, assessing income, expenses, investments, and risks. Based on our findings, we develop a customized financial strategy tailored

How do you charge for your services?

We provide a fee-based model, charging a flat fee for financial planning and advisory services. Some services follow an hourly rate, ideal for clients seeking short-term guidance.

Can you provide examples of successful client outcomes?

A high-net-worth individual optimized tax planning strategies, saving thousands in annual tax liabilities. Through investment portfolio restructuring, a client achieved higher returns.

What is your approach to investment planning and management?

We implement active and passive investment strategies based on client preferences and market conditions. Regular portfolio monitoring and rebalancing ensure alignment with financial objectives.