Pranamya Financial Services
SEBI Registered Investment Advisor
Digambar Patil
Chetan Waghmare
“Pranamya took the time to understand my financial goals and risk tolerance before recommending investment plans. Their research-driven and client-centered approach demystified mutual funds, insurance, and long-term strategies. With clear explanations and ongoing review, I feel confident taking control of my financial future.”
Saurabh Sharma
Market Development Manager at EXXONMOBIL
“They turned what felt complex into something manageable. Pranamya’s team explained investment options, risk, and in simple terms, offered multi-solution advice, and built trust through thoughtful planning and support.”
-Badal Akhade
Asst. Manager at Nisiki Technologies Pvt. Ltd.
“Working with Pranamya gave me clarity and purpose. Their team assessed my goals and risk profile, explained mutual funds, insurance, and strategies simply, and crafted a long-term plan. Now I feel in control of my financial future with confidence and calm.”
-Aditya Kale
Principal Data QA Engineer at Roche
“Pranamya helped me align my financial goals with a clear and personalized plan. They took time to understand my risk appetite and explained investments, insurance, and wealth strategies in simple terms. The approach was research based and client‑centred, giving me confidence to make informed decisions about long‑term goals. Now I feel more secure and empowered to manage my financial future.”
—Dr Sona Sharma
Biochemistry Scientist
"Working with Pranamya Financial Services has been a game-changer for my financial journey. Their advice is rooted in deep research, practical insights, and a strong understanding of personal financial goals. What sets them apart is their commitment to long-term financial well-being rather than short-term gains. From retirement planning to investment strategy, their guidance has been clear, personalized, and truly trustworthy. I now feel more confident, disciplined, and in control of my financial future — all thanks to the team at Pranamya."
-Digamber Patil
Senior Software Engineer at Microsoft
“Working with Pranamya transformed my financial outlook. They crafted a personalized plan aligned to my priorities—retirement, education, and insurance—while respecting my risk profile. Their clarity, transparency, and thoughtful guidance have empowered me to make smarter decisions with confidence.”
Sandeep Dange
Deputy Sales Manager
“Pranamya helped me balance short- and long-term goals with smart investments and risk management. Their clear communication, strategy alignment, and ongoing support made me feel secure and in control of my finances.”
-Amit Shankarwar
Officer at Excise Dept. Maharashtra
“From the first meeting, Pranamya was research-based and client-first. They understood my needs, matched investments to my risk appetite, and explained every step. Their personalized guidance gave me direction and discipline in managing my finances.”
-Dr. Akshata Mankari
“Pranamya Financial Services helped me understand my goals and plan wisely. Their free first meeting gave me clarity on investments, insurance, and future planning. They explained everything simply—mutual funds, health cover, and even my risk appetite. I felt confident making decisions, even big ones like buying land. What I value most is their thoughtful, personalized advice—no pressure, just what suits my needs and comfort with risk. I fully trust them and recommend starting with a conversation.”
— Chetan Waghmare
Java spring developer at Colruyt group
“Working with Pranamya Financial Services was a game-changer. Their team took the time to understand my long‑term goals and risk comfort level, then explained investment options, insurance, and financial strategies in simple, practical terms. Their research-led and highly personalized approach gave me confidence to make smart decisions. Today, I feel more in control and secure about my financial future—with a plan built just for me.”
-Rohan Nartam
Businessman
“With Pranamya, I finally got a portfolio that matched my goals and risk tolerance. Their advice was transparent, practical, and review-based. I feel empowered to make informed decisions with a plan that’s tailored just for me.”
-Jitendra Bhendale
Product Manager at Millennium Semiconductors
“Partnering with Pranamya Financial Services changed how I view my financial future. Their team thoroughly assessed my goals and risk tolerance, then explained investment options, insurance, and long-term planning in clear terms. Their guidance was research-backed and client-centric, enabling confident decisions. I now feel empowered, disciplined, and on track towards financial goals with a personalized plan tailored just for me.”
— Praveen Kumar
CEO- AGG
“Working with Pranamya was insightful and empowering. Their team took time to understand my goals and risk appetite, and explained investment, insurance, and financial planning in clear, practical terms. Their research-driven, client-centered guidance helped me make confident decisions for my long-term future. I now feel more secure, focused, and in control—truly satisfied with their personalized service.”
— Netaji Fegade
Product Manager, Product Evangelist
I wholeheartedly recommend Hrushikesh Kale, CFA, to anyone seeking expert retirement planning services. His professionalism, knowledge, and dedication to client success set him apart in the industry, making him an invaluable partner on the journey towards financial security and independence
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.-Sanjog Jichkar
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Assistant Manager - Quality Assurance at Toyota Kirloskar Motors Pvt. LTD.
FF TECH INC.
